Special Open Enrollment Period
We Offer Brand-Name Health Plans. Now is time to enroll on plans, the HealthCare for your needs in the time of an emergency or regular Dr. visits.
Find The Right Plan that fits for you and family. From February 1st. to November 1st. The Special Open Enrollment is here' Above the account & Enrollment.
What is a special enrollment period?
Qualifying Life Events
If you experience a qualifying life event, you can enroll in a Covered California health insurance plan outside of the normal open-enrollment period. Most special-enrollment periods last 60 days from the date of the qualifying life event.
For most qualifying life events, your coverage will start on the first day of the following month after you select a plan.
Less than 150 percent of the federal poverty level
For 2023, your expected income is less than $20,385 as a single person, less than $27,465 for a household of two people, less than $34,545 for a household of three people, or less than $41,625 for a household of four people. (For other household sizes, see the Federal Poverty Level Chart under the 150 percent column.)
Note: If this is your only qualifying life event, select “None of the Above” on the Qualifying Life Event page of the online application. If you otherwise qualify, the system will provide a special-enrollment period that you can use to enroll or change plans once per month.
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Pandemic (e.g., COVID-19) or national public health emergency
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Paid the penalty for not having health insurance
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Lost or will soon lose my health insurance
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Affected by wildfires or other publicly declared state of emergency
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Newly qualifies for health insurance stipend
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Got married or entered into domestic partnership
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Had a baby, adopted a child, or began fostering a child
8. Permanently moved to or within California
9. Gained citizenship/lawful presence
10. Returned from active-duty military service
11. Domestic abuse or spousal abandonment
12. Federally recognized American Indian/Alaska Native
13. Released from jail or prison
14. Additional Categories
Pandemic (e.g., COVID-19) or national public health emergency
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A pandemic or national public health emergency resulting in a declaration of a state of emergency at the state or national level.
Paid the penalty for not having health insurance
Paid the Individual Shared Responsibility Penalty to California’s Franchise Tax Board because you didn’t have health insurance in the previous tax year.
Lost or will soon lose my health insurance
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You lose Medi-Cal coverage.
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You lose your employer-sponsored coverage.
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Your COBRA coverage ends, or you stop receiving government subsidies or employer contributions for your COBRA coverage. Note: Not paying your COBRA premium is not considered loss of coverage.
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You are no longer eligible for student health coverage.
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You turn 26 years old and are no longer eligible for a parent’s plan.
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You turn 19 years old and are no longer eligible for a child-only plan.
Affected by wildfires or other publicly declared state of emergency
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Experienced a natural or human-caused disaster (for example wildfires) that resulted in the declaration of a state of emergency in California.
Newly qualifies for health insurance stipend
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New driver for a ride sharing or delivery company as an independent contractor.
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Existing driver of a ride sharing or delivery company who expects to drive enough hours to receive the health care stipend.
Got married or entered into domestic partnership
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One or both members of the new couple can use the special enrollment period to enroll in coverage.
Had a baby, adopted a child, or began fostering a child
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The entire family can use the special enrollment period to enroll in coverage.
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If you receive a child in foster care, you will need to indicate “adopted a child” in the drop-down menu when you apply.