Covered California Enrollment Guides
Download Your Guides:
My Favorite Insurance Broker/Agency, is currently focusing on helping Californians take advantage of the American Rescue Plan offered by Covered California.
The American Rescue Plan is a federal relief and stimulus package designed to help people recover from the COVID-19 economic crisis. It recently expanded its financial help to lower insurance premiums and increase the savings of eligible people.
This subsidy is only available for those who enroll through Covered California.
The Covered California Health Exchange is the government agency offering subsidized Obamacare plans for this state. The California Health Exchange was created to assist citizens and legal residents with applying for marketplace coverage in order to comply with the Affordable Care Act (“ACA”). When the law was passed in 2010, each of the 50 states had to decide to either create a state-run health insurance exchange or offer enrollment through a federally-operated exchange. This state chose to create their own exchange and called it “Covered California”.
Very Important: The Federal Poverty Level 2023
Are you eligible for financial help? what you need to enroll is here for Individual or Family.
Tell us a little bit about yourself
The information will help us determine your potential health coverage program eligibility. You may qualify for help to lower your health care costs.
This way to health insurance.
Important Dates:
WHEN, WHERE & HOW TO ENROLL.
Apply now and see if you qualify for free or low-cost health insurance through Covered California and Medi-Cal on one application. Verify Program Eligibility by Federal Poverty Level for 2023. Open Enrollment Period ended Jan 31st, 2023, To have coverage for Jan 1st please note: Apply by beginning December 2022. Medical all year round.
Each year plans, prices and your situation may change. Get ready to renew your coverage for 2023 by reviewing your household income information to make sure you get the correct amount of savings if you’re eligible. We will be here to guide you through the process, so you’ll be informed and ready to make the best decision for your coverage needs.
Being covered is the most important part. Stay insured so that you’ll have comprehensive coverage to help protect you from future health and financial risk in 2023. Renewal begins in October so be on the lookout for your renewal notice from Covered California.
NOTE: If you have moved within the last year, please update your address information to ensure you receive important information about your health coverage.
Get the Right Financial Help in the Form of an Advanced Premium Tax Credit
Premium assistance, also called Advanced Premium Tax Credits (APTC), can lower the cost of health care for individuals and families who enroll in a Covered California health plan and meet certain income requirements.
The amount of premium assistance you receive is based on how much money you make, your tax household size and where you live.
Because the amount of premium assistance you receive is based on information that can change during the year, it’s important to keep Covered California updated about these changes so that your premium assistance can be adjusted if needed.
FOR SMALL BUSINESS OWNERS:
Health and Dental Plans
Companies are available!
Covered California for Small Business has six health insurance companies that are available for year-round enrollment in the small-business program called The Market Place. Employees have the opportunity to compare and select health plans at a variety of price points, the result is greater choice and coverage that is more closely tailored to individual needs.
Click on buttons bellow or the health insurance company logos to see information about available plans. Health insurance options and pricing vary by region and are based on the employer’s principal business location. Read about quality ratings for our plans here.
What are the health plan options?
Covered California for Small Business offers four levels of coverage — Bronze, Silver, Gold and Platinum — each with multiple plan options. We make it easy for you to choose not one level, but two adjoining levels of coverage.
Employees have the option to select any plan within those two levels. Example: you can control your budget by selecting a Silver plan as your reference plan while allowing employees to move up to Gold. This provides your employees with a choice of multiple health plan options from The Market Place Health Insurance. Here is a plan that fit your needs, Covered California.
Submission Deadlines and Late Application Policy
Covered California for Small Business (CCSB) will accept new-business submissions through the first five business days of the month for same-month coverage, provided a New Business Late-Submission Acknowledgement Form is signed and submitted with the enrollment application. Be advised that the New Business Late-Submission Acknowledgement Form is an optional form. If the group does not agree to the submission acknowledgement, the effective date will be the first of the month following the requested effective date. Covered California for Small Business has updated its application submission deadlines for 2022.
What You Need to Apply.
To apply, employers will need:
-
Their employer name, as reported to the California Employment Development Department.
-
Their federal Employer Identification Number (FEIN) and state Employer Identification Number (SEIN).
-
A copy of their local business license.
-
A DE-9C reconciled by the employer.
-
The total number of employees.
-
The total number of full-time employees.
-
The total number of part-time employees working 20 to 29 hours per week (if offering part-time employees coverage).
-
Their employee roster, including addresses, hire dates, dates of birth and Social Security numbers or tax identification numbers.
-
Dependent information (if offering dependents coverage), including the dependents’ dates of birth to determine their age.
Add or Remove a Delegated Enroller (IMPORTANT)
You can add or remove an agent by calling our service center at
COVERED CALIFORNIA PHONE NUMBER (800) 300-1506.
MY FAVORITE INSURANCE.ORG (877-395-6691) For New Agent.
Download here fill out an HBEX 403 Form to add an agent.
To remove the agent, communicate to him or her that you wish to cancel your authorization. You may cancel or limit your authorization in writing at any time.
Delegated enrollers, such as Certified Enrollment Counselors and licensed insurance agents, provide clients with information about their health insurance choices. This is to help you apply for and enroll in a health plan through Covered California or Medi-Cal.
When you add an agent, you give them permission to access the (PII) personally identifiable information that is necessary to determine eligibility for health insurance and to enroll in a health plan.
They may request amendments to consumers' personal information that Covered California creates or maintains.
Broker Lic.#6003156 / Agency Lic.#4024173
Californians & California Business Owners are changing their spending and saving habits. More are turning to insurance plans to secure a better future for themselves and their employees. My Favorite Insurance Broker Agency brings Californians financial peace of mind with its commitment to helping people acquire affordable insurance plans.